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Our Agency has helped hundreds of Minnesota clients find the lowest rates available and the best insurance plans to protect their cars, homes, businesses, and families for decades. Let us do the same for YOU!

Our office includes a state-of-the-art computer system for policy services, and comparative computer rating service so that instant rate comparisons can be made of the country’s finest insurance companies. Please look at our special insurance programs above, and remember… “All of Our Insurance Policies Come With An Agent!”

As an independent agency, we are dedicated to serving you. We represent several leading insurance companies rather than any single provider. Therefore, we have the ability to continually monitor the marketplace and offer you the best possible rates. Our goal is to provide you the highest level of customer service and dedicate our resources to meet your needs and earn your trust. Our success is based upon your continued satisfaction.


Our Team

Bob Beulke


Bob has been an insurance agent since 1979. He spent 4 years with American Family Insurance and 2 years with Sentry Insurance. In 1985 he joined Miller Hartwig Insurance in Lakeville, MN.

Kim Montgomery

Account Manager

Originally from Ohio, Kim moved to Minnesota in July 2005. She joined Miller Hartwig Insurance as a Personal Lines Account Manager in August 2014 with over 12 years of experience in the areas of Property, Casualty, Life and Health Insurance.

Susan Kouba

Account Manager

Susan has a Bachelor of Science in Business Management. She worked for 13 years as an Underwriter and Support staff at a Managing General Agency specializing in commercial hospitality risks.